Ten behavioral investing mistakes documented in peer-reviewed research (Barber-Odean, Kahneman, Consob) that cost Italian beginners dearly, with concrete counter-strategies and verifiable sources.

Italy's systematic investment plan (PAC) explained: 2026 broker fees, Italian tax treatment (26%), academic evidence on DCA vs lump-sum, and five common mistakes to avoid.

ETF explained properly: what you actually buy, TER, physical vs synthetic replication, accumulating vs distributing, Italian tax. With real examples.

Capital gains at 26%, Italian government bonds at 12.5%, the tax carry-forward (zainetto), and the ETF-vs-ETC trap. Everything you need for 2026, with real examples.